Regions Financial (RF Quick QuoteRF - Free Report) reported $1.91 billion in revenue for the quarter ended June 2025, representing a year-over-year increase of 10.1%. EPS of $0.60 for the same period compares to $0.52 a year ago.

The reported revenue represents a surprise of +2.8% over the Zacks Consensus Estimate of $1.85 billion. With the consensus EPS estimate being $0.56, the EPS surprise was +7.14%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Regions Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin (FTE): 3.7% compared to the 3.6% average estimate based on seven analysts.
• Efficiency Ratio: 56% versus 56.9% estimated by seven analysts on average.
• Net charge-offs as a percentage of average loans: 0.5% versus 0.5% estimated by six analysts on average.
• Common Equity Tier 1 ratio: 10.7% versus the five-analyst average estimate of 10.7%.
• Average Balance - Total earning assets: $139.66 billion compared to the $139.69 billion average estimate based on five analysts.
• Non-performing assets: $808 million versus the four-analyst average estimate of $899.1 million.
• Non-performing loans, including loans held for sale: $792 million versus $885.13 million estimated by three analysts on average.
• Leverage Ratio: 9.7% compared to the 9.8% average estimate based on three analysts.
• Tier 1 Capital Ratio: 11.8% versus 12.1% estimated by two analysts on average.
• Total Non-Interest Income: $646 million compared to the $621.4 million average estimate based on seven analysts.
• Net Interest Income: $1.26 billion versus $1.2 billion estimated by six analysts on average.
• Net interest income, taxable equivalent basis: $1.27 billion versus $1.24 billion estimated by five analysts on average.

View all Key Company Metrics for Regions Financial here>>>

Shares of Regions Financial have returned +11.6% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.